Is 4 A Good Mortgage Rate

The 30-year fixed-rate average was 3.56 percent a week ago and 4.65 percent a year ago. “There’s still no good explanation.

April 2019 Mortgage Rates Forecast Don’t let a good rate get away. the benchmark mortgage rate remains almost a full percentage point below where it was a.

Mortgage buyer Freddie Mac said Thursday the average rate on the 30-year, fixed-rate mortgage ticked up to 4.08% from 4.06% – which had plunged from 4.28% last week. The average rate on the benchmark.

Is a 4.5% APR a good rate right now Find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience.

Mortgage Rate And Apr Lower Interest rate home loans average 5-Year Home Equity Loan Interest Rates. average 5-year home equity loan interest rates are generally lower than rates from comparable home equity loans with 10-year and 15-year terms. While this does mean less in interest charges, borrowers can expect to make higher monthly payments.What Is Current Prime Interest Rate 30 Year Fixed Rate Conventional Mortgage What I see: Locally, well-qualified borrowers can get the following fixed-rate mortgages at zero cost: A 15-year FHA at 4.0 percent, a 30-year FHA at 4.25 percent, a 15-year conventional at 4.125.WASHINGTON: Sales of new US single-family homes rose to a near 1-1/2-year high in March, boosted by lower mortgage rates and house prices. The third straight monthly increase reported by the Commerce.

To answer if it is a good rate depends on a number of other items. 4.25 seems lower than the "normal" published rates at the moment. So to address your question one would have to know if it is a 30 year, 20 year, 15 year, adjustable rate mortgage. How many points are you paying. The more points you pay the lower your rate.

The average 30-year fixed mortgage rate rose to 3.87%, up 13 basis points from 3.74% a week ago. 15-year fixed mortgage rates rose 11 basis points to 3.22% from 3.11% a week ago.

(A 5/5 ARM is a 30-year adjustable-rate mortgage with a principal and interest payment. As long-term rates hover well.

Each can hold office for 4 years and can be reappointed by the Senate.. obtaining mortgages to purchase a home opt for the 30-year fixed-rate mortgage.

From Freddie Mac’s weekly survey: For the first time since January 2018, the 30-year fixed is under 4%, averaging this week averaging. or HELOC that gives you a better mortgage rate and gives you.

Home Refinance Rates 15 Year Fixed Compare 15-year mortgages rates. Find and compare current 15-year fixed mortgage rates from lenders in your area. A 15-year mortgage, popular for refinancing, saves money in the long run because.

Have you looked into 15 year loans – they have a lower interest rate. A 30 year mortgage on $70,000 at 4.75% would be about $365/month. A 15 year mortgage at 4.25% would increase the payment to $525 a month, but you would be done paying for it in half the time.

Like others said, 4.5% is not a bad rate all things considered, the best rates out there for FHA loans are like 3.5% or higher. My wife and I bought a cheaper home recently with income similar to yours and we got a rate just under 4%. level 1 2 points 3 years ago